Household Insurance

Let Carpol Insurance Compare the Market for You !

If you are looking for a low cost home insurance quote, you’ve come to the right place. At Carpol Insurance we offer competitive rates from over 25 of the UK’s leading Home Insurers – and our specially negotiated deals ensure that you get a great price.

Given, in most cases, your home is your greatest asset, it is important that your home insurance cover is arranged correctly to ensure it gives you first class protection in the event of a claim. This can only be achieved by fully understanding your needs.

Whatever your circumstances, we can offer competitive quotations from standard home insurance to specialist policies for high net worth clients.

Whether you require stand alone buildings or contents cover or combined building and contents covers, we can cater for all types of properties including:

  • Main Homes                                                                                  
  • Second Homes
  • Holiday Homes
  • Home Workers
  • And Non Standard Household including Thatched Houses

Many of our policies include:

• 24 Hour Claims Line
• Discounts for Age of Property
• Discounts for Age of Clients
• Security Discounts
• Property Owners Liability Cover           
• Frozen Food Cover
• Contents in the Garden
• Key and Lock Replacement
• Alternative Accommodation
Cover up to 20% of the Sum Insured
• Accidental Damage to Home Entertainment Equipment
• Accidental Damage to Fixed Glass and Sanitary Fittings

• No Claims Bonus Discounts
• Personal Liability Cover
• Money Cover

Rebuilding Sums Insured

The traditional way of arranging buildings insurance is to provide a rebuilding sum insured, which you may well get from a previous survey report, to reinstate your property in the event of a claim. The sum insured does not include value of the land, as this will not be materially affected in the event of a claim; however, it must include Professional Fees and Site Clearance costs.

Some Insurers now offer policies with a maximum rebuilding sum insured of, for example, £500,000; however, these may not always be the most competitive option. Where possible we like to have an indication of the rebuilding sum insured, to ensure we are quoting the most competitive rate.

There is an online rebuilding sum insured indication facility available. This, we would hasten to add, is for standard construction properties.

The website can be found at:-  

                                               RE-BUILD CALCULATOR               

Minimum Security Requirements?

Our team of professional staff pride themselves on finding you the right policy.

Please  Contact Us to discuss your requirements.

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